Institutional Precision in
Loan Against Property.
Unlock the latent value of your commercial and residential real estate assets with competitive institutional rates and structured repayment terms.
Maximize Your Equity Access
Our 'Collateral Value' protocol ensures you receive the highest possible loan-to-value ratio based on institutional-grade appraisals and market liquidity analysis.
LTV up to 75%
Aggressive valuation for commercial prime assets.
Swift Appraisal
Technical evaluation completed within 48 hours.
Advantage Analysis
Comparing LAP institutional rates against alternative credit instruments.
| Metric | Loan Against Property | Unsecured Business Loan | Commercial Overdraft |
|---|---|---|---|
| Interest Rate (Starting) | 8.75% p.a. | 14.50% p.a. | 11.00% p.a. |
| Maximum Tenure | 15 Years | 5 Years | Annual Renewal |
| Max Loan Quantum | Up to ₹25 Cr | Up to ₹75 Lakhs | Asset Dependent |
| Process Time | 7-10 Working Days | 48-72 Hours | 5 Working Days |
EMI Estimator
Institutional calculation for structured asset loans.
MONTHLY EMI
₹ 62,663
INTEREST PAYABLE
₹ 25.20 L
TOTAL REPAYMENT
₹ 75.20 L
Corporate Structuring
Our advisors specialize in tailoring repayment schedules to match your business seasonal cash flows and operational cycles.
- Step-up/Step-down EMI options
- Balloon repayment facilities
- Multi-asset consolidation
Path to Funding
A transparent, four-stage lifecycle for institutional asset credit.
01. Application
Submit asset documentation and entity financials through our secure portal.
02. Appraisal
Independent technical and legal verification of property assets.
03. Underwriting
Risk analysis and final credit approval from our investment committee.
04. Funding
Execution of mortgage charge and direct liquidity disbursement.
Ready to leverage your assets?
Our institutional desks are open for large-quantum debt structuring and property-backed facilities.