Instant Liquidity Access:
Overdraft & Cash Credit.
Bridge the gap between working capital requirements and operational execution with institutional-grade credit facilities. Precision-tuned for high-velocity business environments.
Facility Specifications
Standardized parameters for institutional credit lines.
| Feature Segment | Technical Specification | Compliance Margin |
|---|---|---|
| Interest Calculation | Daily balance-based accrual, monthly debit cycles. | MCLR + 1.2% |
| Renewal Terms | Annual performance review with automatic rolling window. | 365-Day Cycle |
| Collateral Requirements | Receivables, Inventory, or Marketable Securities. | 125% LTV |
| Maximum Limit | Scalable based on 3-year turnover audit. | Up to ₹50 Cr |
Multi-Account Integration
Unified Liquidity Ledger
Aggregate your overdraft lines across multiple subsidiaries into a single dashboard. Synchronize real-time cash flow data with ERP integrations including SAP and Oracle.
Institutional Security
- Multi-factor authorization for all drawdowns.
- AES-256 encrypted transaction protocols.
- Real-time risk exposure monitoring.
LIMIT AUTO-SCALING
Dynamic credit limits that adjust based on seasonal receivables fluctuations.
ZERO UTILIZATION FEES
Pay only for what you use. No hidden commitment charges on unutilized balances.
24/7 DRAWDOWN
Instant fund transfer to linked operational accounts via API-led treasury portal.
Accelerate Your Facility Setup
Submit your preliminary business data for a technical assessment. Our underwriting desk responds within 4 business hours for established entities.